arrow $1,000 deposit required to open account.
arrow $1,000 average collected balance required per statement cycle to avoid a maintenance fee. If the average collected balance is $500.00 - $999.99 a $3.00 maintenance fee will be assessed per statement cycle. If the average collected balance is below $500.00 a $6.00 maintenance fee will be assessed per statement cycle. The average collected balance is determined by adding the collected balance in the account for each day of the statement cycle and dividing the figure by the number of days in the statement cycle.
arrow Variable interest rate paid on 100% of daily collected balance. (Rates subject to change daily at bank's discretion.)
arrow 6 preauthorized withdrawals, automatic or telephonic, checks, drafts, or debit card or similar transactions from your account allowed per month or statement cycle. Each subsequent transaction will be charged a $5.00 excessive transaction fee in addition to other fees and charges.
arrow Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
arrow Interest will be compounded monthly and will be credited to your account monthly. If you close your account before interest is credited you will not receive the accrued interest.
arrow We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.

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Deposit Rates


Harvey County's Oldest Bank... Established 1873