arrow $50 deposit required to open account.
arrow $200 minimum daily balance required to avoid $0.50 maintenance fee per month.
arrow Variable interest rate paid on 100% of daily collected balance. (Rates subject to change daily at bank’s discretion.)
arrow You may make four total debits (withdrawals) from your account each month at no charge. If more than four total debits are made during the month, a debit fee of $1.00 will be assessed for each subsequent transaction.
arrow Convenient automatic transfers available from other First Bank accounts.
arrow 6 preauthorized withdrawals, automatic or telephonic, checks, drafts, or debit card or similar transactions from your account allowed per month or statement cycle. Each subsequent transaction will be charged a $5.00 excessive transaction fee in addition to other fees and charges.
arrow Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
arrow Interest will be compounded monthly and will be credited to your account monthly. If you close your account before interest is credited you will not receive the accrued interest.
arrow We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.

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Deposit Rates


Harvey County's Oldest Bank... Established 1873